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Credit Lines

We suggest users, who have personal (or even higher) WebMoney passport, to open credit line amounting to 200 to 3,000 wmz with maturity term of 300 days. You can use that amount at any time in parts convenient for you in automatic mode. Interest is charged only on the amount of credit used, and not the amount of your credit line. Interest rate and amount of credit line depends on your credit history in our service.

 

Requirements for borrower:

  • BL (Bisness Level) at least 100 points
  • WebMoney passport registration for at least 360 days.
  • No claims in WebMoney arbitration service.
  • No debt in WMC-purse.
  • Borrower is at least 18 years old.

Procedure of credit line opening

Credit line opening is performed automatically in 3 simple steps:

  • Step 1: WMID checkup.
  • Step 2: Acceptance of the contract in WebMoney arbitration service (for amounts > 10 WMZ).
  • Step 4: Credit line opening.

When obtaining credits within the frame of open credit line, the amount of available credit limit is increased. After the first credit paid back your available credit line will be already extended.

 

Credit line advantages!

  • At any time there is available from 100 to 1,000 WMZ.
  • Maturity of a loan is from 2 to 100 days.
  • % rate depends on your credit history.
  • Automatic credit line increases along with your credit history.
  • Automatic obtaining of credit at any time.
  • Interest rate recalculation upon premature payback.
  • You may use the credit line in parts in any convenient way.

Terms and conditions of credit line opening

Amount Term Transition conditions Interest rate*
400
WMZ
3-40
days
Not available 0.3%
per day
550
WMZ
3-50
days
10 credits obtained/paid back
totaling to 4000 WMZ
with term of more than 90 days
0.29%
per day
700
WMZ
3-60
days
20 credits obtained/paid back
totaling to 6000 WMZ
with term of more than 180 days
0.28%
per day
850
WMZ
3-70
days
30 credits obtained/paid back
totaling to 8000 WMZ
with term of more than 270 days
0.27%
per day
1000
WMZ
2-80
days
40 credits obtained/paid back
totaling to 10000 WMZ
with term of more than 360 days
0.26%
per day
1250
WMZ
2-90
days
50 credits obtained/paid back
totaling to 15000 WMZ
with term of more than 540 days
0.25%
per day
1500
WMZ
2-100
days
60 credits obtained/paid back
totaling to 20000 WMZ
with term of more than 630 days
0.24%
per day
1750
WMZ
2-110
days
70 credits obtained/paid back
totaling to 25000 WMZ
with term of more than 720 days
0.23%
per day

* The interest rate is specified per day without WebMoney fees. The borrower pays a fee for the transfer of funds in the amount of 0.8% of the total credit granted and 0.1% of the total payback for the transactions with WMC / WMD purses.

Please, note! Prior to credit arrangements are finalized add WMID 267092555071 (Service Vraz.ru) to the list of correspondents in your keeper.

Failure to fulfill this condition makes debt fixation and credit issuance impossible.

Liability of Borrower

Consequences of failure to pay the credit off in time
  • Borrower's WMID is automatically blocked by WebMoney system, BL (business level) is reduced and keeper operation is changed;
  • All incoming funds are automatically written off in favor of service Vraz.ru, the sanction is removed in case of complete credit repayment;
  • The complaint on WMID borrower is left in Webmoney.Arbitrage, it is removed only after full debt repayment, as well as payment of a fine in amount of 1% of credit for each day of delay (but no less than 1WMZ);
  • Borrower's WMID is added to Blacklist of our and other WebMoney services and you will no longer be able to get a loan if necessary;
  • You cannot get another personal passport in WebMoney system, avoid delays please!