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Express Credits

We suggest users, who have personal (or even higher) WebMoney passport, the possibility to obtain the credit amounting up to 1000 wmz with maturity term of 125 days. Granting of micro-credit is performed automatically 24 hours a day. You can get your money in your purse in a few minutes.

 

Requirements for borrower:

  • BL (Bisness Level) at least 50 points.
  • WebMoney passport registration for at least 180 days.
  • Debt liabilities in WMC-purse should not exceed the sum (see the table below).
  • No complaints in arbitration service.
  • Borrower is at least 18 years old.

Procedure of credit granting

Express-credit granting is performed automatically in 4 simple steps:

  • Step 1: WMID checkup.
  • Step 2: Acceptance of the contract in WebMoney arbitration service (for amounts > 10 WMZ).
  • Step 3: Account statement for your WMC-purse.
  • Step 4: Credit granting.

Credit service Vraz.ru tends to make the terms of cooperation the most efficient and profitable for customers.

Credits are granted automatically in 1 minute 24 hours a day, which makes it possible to perform credit financing any time, day and night.

 

When obtaining and repaying express-credits in a timely manner in our service, you form a positive credit history and get the next express-credit on favorable terms.

Later on the credit history will affect the terms of credit line opening.

Terms and conditions of express-credits granting

Amount Term Transition conditions WMC<* Interest rate**
150
WMZ
4-30
days
Not available 10
WMC
0.4%
per day
200
WMZ
3-40
days
10 credits obtained/paid back
totaling to 2000 WMZ
with term of more than 90 days
20
WMC
0.375%
per day
250
WMZ
3-50
days
20 credits obtained/paid back
totaling to 5000 WMZ
with term of more than 180 days
30
WMC
0.35%
per day
300
WMZ
2-60
days
30 credits obtained/paid back
totaling to 7500 WMZ
with term of more than 270 days
40
WMC
0.325%
per day
350
WMZ
2-70
days
40 credits obtained/paid back
totaling to 10000 WMZ
with term of more than 360 days
50
WMC
0.3%
per day

* Debt liabilities in WMC-purse should not exceed the sum specified.

* The interest rate is specified per day without WebMoney fees. The borrower pays a fee for the transfer of funds in the amount of 0.8% of the total credit granted and 0.1% of the total payback for the transactions with WMC / WMD purses.

Please, note! Prior to credit arrangements are finalized add WMID 267092555071 (Service Vraz.ru) to the list of correspondents in your keeper.

Failure to fulfill this condition makes debt fixation and credit issuance impossible.

Liability of Borrower

Consequences of failure to pay the credit off in time
  • Borrower's WMID is automatically blocked by WebMoney system, BL (business level) is reduced and keeper operation is changed;
  • All incoming funds are automatically written off in favor of service Vraz.ru, the sanction is removed in case of complete credit repayment;
  • The complaint on WMID borrower is left in Webmoney.Arbitrage, it is removed only after full debt repayment, as well as payment of a fine in amount of 1% of credit for each day of delay (but no less than 1WMZ);
  • Borrower's WMID is added to Blacklist of our and other WebMoney services and you will no longer be able to get a loan if necessary;
  • You cannot get another personal passport in WebMoney system, avoid delays please!